Avoid the Stress.
Avoid the stress when buying and financing your next new or used car by taking advantage of www.wacarlocator.com.au free car find service.
Then apply online for finance with www.loans123.com.au.
Wacarlocator.com.au can help you get great new car discounts or find the used car you want.
Free Car Buying Service.
Take advantage of our free car buying and car find service.
This is a free service to our clients and will often save you time and money.
We can bring the car to you for your approval in Perth Western Australia.
Do You Need Finance?
Before you look at buying a car you need to consider if you need to finance your purchase. It’s important to understand your credit situation before determining if you can finance a car, What you can afford, both as a payment and the total amount to be borrowed, who your lender should be, and when you should begin the process of obtaining your car loan. We always recommend getting a loan pre-approved so you know how much you can afford to spend before deciding on a car.
Free Credit Check.
You can check your credit score and credit file for free with www.freecreditreport.comn.au This will not impact or damage your credit file or credit score. Your credit profile is used to help determine the likelihood of you (as borrower) paying back a loan. Your score is determined in part by your credit payment history. It’s a great idea to review your credit report for accuracy at least once a year. If you believe it’s inaccurate, you have the right to challenge that information.
Tips to Improve Your Credit Score
If your credit score is lower than you expected, here are some tips that could help you out:
- Consistently pay your bills on time.
- Pay down your debt.
- Don’t open a new line of credit, like a credit card or home equity loan.
- Maintain a stable employment history.
- Don’t make multiple applications for loans.
- Dispute and correct any incorrect information.
- Pay off any outstanding amounts.
Getting the Right Loan
Once you have your car loan in place you will know how much you can spend and what the age criteria is. The financier may set age restrictions on how old the car can be at the end of the finance term. If you are looking at an older car an unsecured personal loan may be the best answer, Once your loan is in place, we can focus on negotiating the best price for the car you wish to purchase. You will have all your financing terms and conditions up front, and this means you can buy your car with confidence. You will know exactly what your payments are and that the Interest rate is fixed for the life of your car loan. You also know what your repayment will be from month to month so that you can budget without any nasty surprises.