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Free Credit

I have always wondered what my credit score was. If you guys can provide it for free, then take me there now! Note: Don't worry there are no catches. Allow 48 hours for your report.

Free Credit Report

Check that your credit file is up to date and get your FREE credit report online with complete security and no nasty hidden fees.

To receive your up to date credit report just fill out the free credit report form and we will send you the report the next business day, absolutely free.

When applying for credit it is important to check your credit score and make sure that your file is accurate and up to date.

Follow these three easy steps:
Step 1: Fill out our secure online credit check form
Step 2: Submit two forms of ID and the free credit check form and we will start compiling your report
Step 3: Check your email the next business day to receive your credit file. It is that easy!

What information does my Credit Report contain?

Your credit report details all of your personal financial information. This information forms your credit rating which is used to show lenders your credit reputation and credit worthiness when applying for a loan. If you have ever applied for credit, then you will have a credit rating on file. The information in your report includes the following; personal details, employment details, credit enquiries, previous credit applications, defaults, court writs & summons, bankruptcy and part 9 debt agreements.

How do I get a copy of my Credit File?

It is now easier than ever to get a copy of your report without having to pay any fees. You can check your credit score to make sure that it is accurate and up to date and spot any early warnings of identity theft. If you have ever been declined for credit it is a good idea to know what your credit score looks like.

How do I know what my Credit Score means?

Your credit file contains your credit score. Your credit report is scored out of -999 to 1200 and this allows lenders to see which risk category you are in.

Excellent 833 – 1200
Very Good 726 – 832
Good 622 – 725
Average 510 – 621
Below Average 0 – 509
Bankrupt or Undischarged Part 9 Debt Agreement 0 to -999

If you have ever been declined for credit, then it is a good idea to check your credit score.

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I have used WA Car locater to buy all my vehicles as well as my families vehicles ,over the last 14 years. He is professional and provides a smooth and efficient service , with heaps of knowledge on all makes and models and the best part I is he brings the vehicles to me.
I would highly recommend there services

Troy MacArthur

We have used WA car locater for over 10 years , when rapidly sourcing a whole fleet of vehicles , or the one off , they make the whole process a lot smoother and we can consecrate on our business. Premium have complete trust with Michael and will not hesitate to recommend him to other businesses.

Premium Mechanical Group

Michael was exceptionally quick and professional when locating a car for my mother in-law. Michael also handled all communication with the sales person and negotiated a great price

Sarah Potts

Michael was fantastic, he was able to locate me a car at a great price within 24hrs and also traded in my old car for me, I hardly had to do anything! I highly recommend Michael's services.

Tessa Elizabeth

Michael was exceedingly professional, extremely knowledgeable and took a lot of stress out of buying a new car. Not only did he get me an exceptional deal on the car that I wanted, but he helped secure a really low interest rate on finance, transferred my personal plates over to my new car, and arranged transport so I could pick my car up. All I had to do was sign the contract and drive away in my new car... the rest was taken care of!

Dean Hocek

Michael helped us buy a new car and sell our existing car!!! well he did everything, that was the best selling/buying a car ever!!! can't believe we have our new car already!!! Thank you so much Michael!!!

Joanna Randell