Free Credit Report
To receive your up to date credit report just fill out the free credit report form and we will send you the report the next business day, absolutely free.
When applying for credit it is important to check your credit score and make sure that your file is accurate and up to date.
Follow these three easy steps:
Step 1: Fill out our secure online credit check form
Step 2: Submit two forms of ID and the free credit check form and we will start compiling your report
Step 3: Check your email the next business day to receive your credit file. It is that easy!
What information does my Credit Report contain?
Your credit report details all of your personal financial information. This information forms your credit rating which is used to show lenders your credit reputation and credit worthiness when applying for a loan. If you have ever applied for credit, then you will have a credit rating on file. The information in your report includes the following; personal details, employment details, credit enquiries, previous credit applications, defaults, court writs & summons, bankruptcy and part 9 debt agreements.
How do I get a copy of my Credit File?
It is now easier than ever to get a copy of your report without having to pay any fees. You can check your credit score to make sure that it is accurate and up to date and spot any early warnings of identity theft. If you have ever been declined for credit it is a good idea to know what your credit score looks like.
How do I know what my Credit Score means?
Your credit file contains your credit score. Your credit report is scored out of -999 to 1200 and this allows lenders to see which risk category you are in.
Excellent 833 – 1200
Very Good 726 – 832
Good 622 – 725
Average 510 – 621
Below Average 0 – 509
Bankrupt or Undischarged Part 9 Debt Agreement 0 to -999
If you have ever been declined for credit, then it is a good idea to check your credit score.
